Articles and Publications
A library of topical publications and articles written by CCM team members specifically for our clients.
Highlights of the CARES Act
April 2, 2020
CCM's integrated team is diligently working to apply the CARES Act benefits to our clients' financial plans.
Fixed Income—the Optimal Shock Absorber
March 27, 2020
We're shining a light on the "shock absorber" within client portfolios—fixed income.
Market Valuations—A Historical Perspective
March 20, 2020
A look at where market valuations sit and what they mean for disciplined long-term investors.
How the SECURE Act Could Impact You
February 24, 2020
Now is an ideal time to revisit retirement and wealth distribution plans.
2020 Hindsight
January 30, 2020
For many pundits, year-end market reflections are an opportunity to rewrite the past.
New Laws Impact Estate Plans
November 5, 2019
Estate laws continually change, making it important to review your estate plan periodically.
Roth IRAs: Is Now the Ideal Time to Consider a Conversion?
November 1, 2019
We work with many clients each year to implement a Roth IRA conversion strategy.
Mosquitoes and BBQs: Minnesota Twins and Equity Market Highs
July 19, 2019
Data shows that markets reward investors for remaining invested, regardless of where they start.
Have You Considered a Family Meeting?
July 18, 2019
Family meetings are a wonderful opportunity to discuss a family’s wealth and its purpose.
Should I Contribute to a Roth 401(k) Instead of the Traditional 401(k)?
July 17, 2019
With many employer-based retirement plans (i.e. 401(k) or 403(b) plans) now offering a choice between making contributions into a Roth or a Traditional option, a conversation we frequently have with clients centers on the difference between contributing to one versus the other.
Minnesota Individual Income Tax Changes Represent Federal Conformity
June 5, 2019
Carlson Capital Management's Tax Team analyzes tax law changes and helps clients optimize their tax situations, including impacts of Minnesota's Omnibus Tax Bill.
Investment Insight: A Ten-Year Look Back
May 2, 2019
March 9, 2009, is an important day in our shared history. It was on this date when the financial markets hit rock bottom during the Global Financial Crisis (GFC).
An Update from the Tax Team: Is Mortgage Interest Still Deductible?
April 16, 2019
Under the new Tax Cuts and Jobs Act of 2017, some key factors that will help determine the deductibility of interest paid on a mortgage loan.
CCM Principal Tax Advisor, Kevin Koski, Provides Charitable Giving Insights
March 12, 2019
Charitable giving insights from CCM Principal Tax Advisor Kevin Koski featured in a recent article in Financial Advisor IQ.
The Power of Budgeting
February 28, 2019
A budget is one of the most basic and powerful financial tools available. It can serve as a road map, helping to create a pathway between where you are and where you want to be. Regardless of your age or stage of life, a budget can be a central component of meeting your financial goals.
Be Wary of Headline Investing
February 12, 2019
As investors, it’s important to understand our desires to invest off of a narrative. We have a natural desire to understand the world and how current events will shape the future.
The Evidence-based Value of Owning a Globally Diversified Portfolio
January 25, 2019
Putting aside the “noise” that can distract investors, the evidence is conclusive—it is very, very difficult to choose individual securities or investment vehicles that beat a diversified portfolio’s return. Especially in times of volatility there can be an emotional desire to “do something” even when it is not supported by evidence and is certainly not in one’s best interest.
CEFEX Renews CCM Certification for Fiduciary Excellence
January 10, 2019
Carlson Capital Management has received notification of renewal as a Centre for Fiduciary Excellence (CEFEX) certified Investment Advisor.
The Impact of Fund Costs
October 17, 2018
When investing in mutual funds, the costs of ownership matter. Importantly, these costs need to be measured relative to the value received—which is most commonly evaluated through the lens of the underlying performance of the fund.
Retirement Planning: Reflecting on the Journey
July 23, 2018
By reflecting on your retirement journey and what gives you joy, your spending is aligned with what matters most to you.
Utilizing Your Health Savings Account as a Retirement Planning Strategy
July 18, 2018
A Health Savings Account is unique in that it is the only type of investment account that provides for both tax-deductible contributions and tax-free distributions (for qualified medical expenses).
In Like a Lamb, Out Like a Lion
April 23, 2018
For investors deciding stock market exposure is appropriate, a disciplined approach with a long-term view is a more prudent course of action than reacting to new market highs.
Charitable Giving Strategies in Light of the Tax Cuts and Jobs Act of 2017
April 17, 2018
The Tax Cuts and Jobs Act of 2017 has become a catalyst for taxpayers to revisit their charitable giving strategies. Learn why.
Markets Have Rewarded Discipline
March 8, 2018
A disciplined investor looks beyond the concerns of today to the long-term growth potential of markets.
Play-Doh, Palm-Reading, and Predictions: How Clear Is the Future in the Markets?
January 16, 2018
Even though we all know that it’s impossible to see the future, it’s hard not to want to believe an exception may exist and get drawn into the dream.
CCM Celebrates Ten Years of CEFEX Certification
November 20, 2017
Carlson Capital Management has received notification of renewal as a Centre for Fiduciary Excellence (CEFEX) certified Investment Advisor, an honor the firm has held for 10 years.
Sticking With Your Investment Approach in the Tough Times
November 2, 2017
Market volatility is a part of investing. To enjoy the benefit of higher potential returns, investors must be willing to accept increased uncertainty.
Financial Lessons and Key Discussions With Children and Grandchildren
October 27, 2017
When it comes to finances, there are many teachable moments throughout a child’s life that form the way they think about money in the future.
Beyond the Fiduciary Standard in Portfolio Management
July 18, 2017
CCM is firmly grounded in the fiduciary standard of care, a core tenet of which is matching the right solution with what is best for each individual client.