Articles and Publications
A library of topical publications and articles written by CCM team members specifically for our clients.
Is a Transfer on Death Deed part of your estate? Take this step to protect your beneficiaries.
September 24, 2024
If a TODD is part of your estate plan, you and your beneficiaries should be aware of a recent change in Minnesota law that will impact your property insurance.
The Confluence of the Presidency and Your Portfolio
September 24, 2024
How will the results of the election impact your portfolio? By zooming out, we see discipline is key, regardless of who holds the White House.
What Will the TCJA Expiration Mean for You?
July 16, 2024
With the Tax Cuts and Jobs Act (TCJA) expiration scheduled for 2025, CCM is working to help position clients for future changes.
Making Intrafamily Loans in an Era of High Mortgage Rates
July 16, 2024
With mortgage rates high, some families are using intrafamily loans to help younger members get on the real estate ladder.
Five Signs You’re Ready to Partner with an Integrated Wealth Advisor
July 9, 2024
We’ve identified five common reasons people decide working with a wealth advisor will benefit them. Read our list to inform your next steps.
How CCM is Protecting Clients During the Bond Market Selloff
June 11, 2024
We are living through the worst bond market selloff in the past 100 years. Read how CCM’s approach has helped clients largely avoid the negative effects.
Estate Planning as an Act of Love
June 11, 2024
Here are some notable estate plan provisions we have seen used as expressions of love for those left behind.
Goldilocks and Paying Your Taxes
April 18, 2024
Getting your tax payment just right will help you avoid the IRS underpayment penalty and optimize interest income on cash savings.
Slow and Steady
April 18, 2024
The first quarter of 2024 ended strong, fueled by slow and steady gains in equity markets. See what trends we’re monitoring as the year continues.
All of Us Can Contribute During Financial Literacy Month
April 18, 2024
This Financial Literacy Month, you can help promote finance education for youth in your life. You don't need to be a pro to make a difference.
2024: What We Know
March 6, 2024
2023 market returns were very different from 2022. A look at mega-cap stocks illustrates the importance of taking the long view.
Our Annual Estate Planning Checklist: Keep Your Plan Up to Date
February 1, 2024
This annual estate planning checklist will help you ensure your plan is current, since things may have changed since you drafted your will.
The Impact of a Tax Bracket Management Strategy
February 1, 2024
Tax bracket management can help optimize income and deductions over a period of years to minimize a client's lifetime tax experience.
The Rise of ETFs
October 24, 2023
The use of exchanged-traded funds in portfolios is on the rise. Take a look at the trend and learn more about the strengths of ETFs.
The Season for Gifting
October 18, 2023
An overview of the tax implications of some of the most common gifting strategies.
Just Do Something
October 18, 2023
In her book, Before All Is Said and Done, Pat Miles urges us to "just do something!" Here are suggestions for getting started and how CCM can support you in ensuring your goals, legacy, and final desires are accomplished.
CCM Receives CEFEX Certification for the Sixteenth Year
October 18, 2023
CEFEX, the Centre for Fiduciary Excellence, has renewed the certification of Carlson Capital Management.
To Give More, Think Differently
August 18, 2023
If you desire to give more than you do now, consider employing behavioral strategies.
Financial Plan for One, Please
July 28, 2023
Regardless of the decision of or catalyst for a single status, there can be unique considerations and challenges for independent women.
Putting Breaking News in Perspective
July 18, 2023
When breaking news hits, focusing on what matters in the next five hours, five days, and five years can help you take the best steps forward.
Home Energy Credits Under the Inflation Reduction Act of 2022
July 18, 2023
Learn about tax credits available through 2032 for taking on home energy improvement projects.
Tax Highlights From the 2023 Minnesota Legislative Session
July 18, 2023
A summary of impactful tax changes enacted during the 2023 Minnesota legislative session.
So, You Want to Retire?
July 17, 2023
As a financial advisor with more than 30 years of experience, Katy Vermeer, CFP®, shares what's on her mind as she anticipates her own retirement.
What the Fiduciary Rule and Telling the Truth Have In Common—And Why Both Are So Freeing
June 16, 2023
CCM's take on the new fiduciary rules being discussed and why acting in a client's best interest has always been one of our core values.
The Newlywed Financial Planning Checklist
June 1, 2023
There are many aspects around one's financial life that can change after marriage. Review our checklist.
You Likely Can Spend and Give More
April 19, 2023
Consider the joy you'll experience in making a special purchase or charitable gift.
529 Plans Enhanced by SECURE ACT 2.0
April 19, 2023
New rules for 529 plans allow for some funds to be rolled over into a Roth IRA.
What to Focus on During Periods of Volatility
March 16, 2023
It's important to remember what matters and what you can control. Your CCM advisor is here to help.
Secure Act 2.0 Signed Into Law
January 20, 2023
Highlights from the Signed SECURE Act 2.0 and the impacts on financial planning strategies.