Articles and Publications

A library of topical publications and articles written by CCM team members specifically for our clients.

Looking Back at Ten Years Since the Market Bottom of March 9, 2009

James Michael Yaworski
James Michael Yaworski, CFA
Senior Investment Strategist
Published March 8, 2019

The S&P 500, an index that tracks the performance of large U.S. company stocks, has delivered 9.99% average annual returns since 1926 1 . We know that this terrific performance is compensation to investors for taking on risk, and that returns weren’t achieved in a slow and steady manner. Investors don’t have to look too far back in time to remember the poor performance of the tech bubble in the early 2000s or the financial crisis of 2008. In fact, the 10-year annual return of the S&P ... [Continue Reading]

The Power of Budgeting

Cami Peterson
Cami Peterson, CPA, QPFC
Director of Retirement Plan Services
Published February 28, 2019

As we move quickly along into a new year and embrace the opportunity of fresh starts, we often experience feelings of hope, inspiration, and anticipation. A new year is a natural time to pause and evaluate what has gone well in the past and what we want to improve in the future. We set goals, make resolutions, and envision the future we want to create. Many individuals have goals relating to their finances. For some this may be to save for a large purchase or trip. For others this may be to save ... [Continue Reading]

Be Wary of Headline Investing

James Michael Yaworski
James Michael Yaworski, CFA
Senior Investment Strategist
Published February 12, 2019

On the last day of March in 2018, President Trump raised the issue that the United States Post Office was losing $1.50 on every package it delivered for Amazon. Two days later, he stated “our fully tax paying retailers are closing stores all over the country…not a level playing field.” The insinuation was that, one way or another, Amazon’s shipping costs were about to rise, cutting into profits. On the first day of trading following these comments, Amazon’s stock lost $30 Billion in value, ... [Continue Reading]

Investment Insight: The Evidence-Based Value of Owning a Globally Diversified Portfolio

Gregory Carlson
Gregory Carlson, CFP®
CEO and Founder
Published January 25, 2019

As we all observed and experienced, the close of 2018 brought an unsettling time in the equity markets. Markets historically don’t respond favorably to uncertainty, be it financial, political or social, and recent volatility appears to be tied to a host of uncertainties. Many individual investors react to uncertainty based on emotion, even though we’ve seen throughout the history of the market how important it is that investors don’t allow emotion to influence decisions. Throughout recent market ... [Continue Reading]

In Remembrance of John “Jack” Bogle: Democratizing the Financial Markets

Justin Stets
Justin Stets, AIF®
President
Published January 17, 2019

“Mr. Bogle helped democratize financial markets,” observed Jason Zweig and Sarah Krouse, columnists from the Wall Street Journal, who today amongst many others eulogizes the passage of John Bogle, the founder of Vanguard: John C. Bogle, Founder of Vanguard Group, Dies at 89. John “Jack” Bogle passed away yesterday. For those of us in the investment world who spend a great deal of time “under the financial hood” of your wealth, we and others name Mr. Bogle as a giant—an industry-leading voice—who ... [Continue Reading]

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