The events of the past quarter hold no superlative or adjective strong enough to capture the disruption and change that many are experiencing. What would have been hyperbole just days or weeks earlier, was quickly becoming our reality. During the past two months, we’ve been introduced to many new terms and experiences like social distancing, sheltering-in-place, and virtual hang outs with friends and family. What was once saved for extreme snow days in Minnesota, distance learning, is now just ... [Continue Reading]
Articles and Publications
A library of topical publications and articles written by CCM team members specifically for our clients.
There’s no question that the 2020 tax season has been unlike any other with deadlines shifting, new policies being introduced, and emergency funding all unfolding over just a matter of weeks. We will continue to provide updates as frequently as necessary to keep you informed of the ever- changing landscape. Below are some of the most important pieces we’re tracking: Tax Filing Dates The IRS has delayed the filing of 2019 federal tax returns and payments with an original due date of April 1 ... [Continue Reading]
With the passing of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, CCM's integrated team is diligently working to apply its benefits to our clients' financial plans. Below are some of the highlights we're finding most relevant to our clients, their families, and in some cases, their businesses. CCM advisors will be reviewing the key aspects of the Act in order to recommend the strategies that are best aligned to your goals. Recovery Rebates Individual taxpayers who had an ... [Continue Reading]
Last week, we provided historical insight into equity market valuations and the implication for future returns in investor portfolios. This week, we’re shining a light on the "shock absorber" within client portfolios—fixed income. A popular topic of conversation in recent years has been whether investors should abandon traditional fixed income investments for higher-yielding investments or pursue new, alternative investment strategies instead. Our philosophy at CCM has always been that fixed ... [Continue Reading]
As investors, every single one of us is prone to a range of emotions during periods of market volatility: fear, anxiety, optimism, greed, regret, and more. We’re not alone in this experience; there are millions of investors going through these same emotions with us each and every day. The incredible reality of the market is that no one precisely knows what the future holds, when the stock market will bottom out, or what the ultimate economic and human impact will be of the COVID-19 ... [Continue Reading]