As the tax deadline looms less than a month away, it is a good time to revisit something that we take into consideration all year to make our clients’ tax bills slightly less burdensome. In The Beauty of Asset Location, Sue Stevens of Morningstar tackles the first layer of consideration: bonds versus stocks. ... [Continue Reading]
Articles and resources to give you access to our top picks in investment education, timely industry perspectives, interesting data and financial planning insights.
As long as there exists a willing buyer who makes decisions based on fear, new and flashy investment “opportunities” will continue to pop up, promising a quick fix to whatever the current market condition is or to allay any fears of what might be. When their short shelf-lives inevitably expire, another new “opportunity” arises and the cycle begins anew. The alternative: a cost-effective and diversified portfolio that will weather any market cycle and is structured with you and your goals in ... [Continue Reading]
Every so often we begin to hear murmurs that, despite recent struggles, active managers will finally have the upper hand. After all, there has to be some justification to pay seven times as much in expenses, on average.* The reasons change, but the results have been very consistent. The Myth of a Stock-Picker’s Market takes a few of these reasons and summarily puts them to rest. It turns out that it is tough to beat the market in any year - and even harder to keep doing it. *Sources: ... [Continue Reading]
In this article, The DFA Model, Morningstar’s John Rekenthaler discusses Dimensional’s (DFA’s) philosophy and how they have been able to truly differentiate themselves from other fund providers. As the well-known disclaimer so wisely and accurately states, “Past performance is not indicative of future results.” But the intensely studied and academic implementation techniques and strategies that DFA employs are why we continue to partner with them and utilize their funds in client portfolios. ... [Continue Reading]
As new lawsuits on behalf of shareholders of JPMorgan bring Bernie Madoff’s name into the headlines again, it is a good time to revisit the innate advantages of working with a Registered Investment Advisor (RIA). This brief five-point article summarizes the benefits to a client when working with an RIA: The Right Investment Advisor does what’s Right for You. ... [Continue Reading]