CONFIDENTIAL INFORMATION

The information in this communication is privileged and strictly confidential. It is intended solely for the use of the individual(s) named in the “to” line. If the reader of this message is not an intended recipient, or the employee or agent responsible to deliver it to the intended recipient, any dissemination, distribution, copying or other use of the information contained in this communication is strictly prohibited. If you have received this communication in error, please first notify the sender immediately and then delete the original message without any review/dissemination thereof.

IMPORTANT REQUIREMENTS TO PREVENT FRAUD

Carlson Capital Management’s trading policy requires that all trading instructions must be submitted via a live phone call, or in person, to one of Carlson Capital Management’s representatives during regular business hours, which are 8:00 AM to 5:00 PM Monday through Friday. CARLSON CAPITAL MANAGEMENT IS NOT RESPONSIBLE FOR PLACING ANY TRADES FROM INSTRUCTIONS LEFT VIA ELECTRONIC MAIL OR VOICE MAIL. Also, for your protection, all account transfer requests must be completed verbally by phone, or in person, with a firm team member.

CHANGES AND REQUESTS

Please remember to contact Carlson Capital Management if there are any changes in your personal/financial situation that could warrant a revision to our previous recommendations, or if you want to impose, add, modify any reasonable restrictions to our investment advisory services, or if you wish to direct that Carlson Capital Management effect any specific transactions for your account. Please be advised that there can be no assurance that any email request will be reviewed and/or acted upon on the day it is received.