Roth IRA

Articles and resources related to Roth IRA.

How the SECURE Act Could Impact You

Kevin Koski, CPA
Principal Tax Advisor
Published February 24, 2020

In late December, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law. As a result, now is an ideal time to revisit retirement and wealth distribution plans to ensure they are in alignment with the new rules, and explore the opportunities created by these changes to help you further establish your legacy. Because the SECURE Act also impacts trusts that are named beneficiaries, now is also an excellent time to reexamine your estate plan. Below is our ... [Continue Reading]

Roth IRAs: Is Now the Ideal Time to Consider a Conversion?

Kevin Koski, CPA
Principal Tax Advisor
Published November 1, 2019

Carlson Capital Management works with many clients each year to implement a Roth IRA conversion strategy in which a portion of their tax deferred accounts (i.e. 401(k), IRA) are converted to a Roth IRA. Generally speaking, the long-term benefits of a conversion strategy are measured by comparing the amount of taxes paid today upon conversion versus the taxes avoided in the future on all of the investment earnings and growth accruing after the conversion. Many will avoid paying the taxes today on ... [Continue Reading]