Articles and Publications
A library of topical publications and articles written by CCM team members specifically for our clients.
The Evidence-based Value of Owning a Globally Diversified Portfolio
January 25, 2019
Putting aside the “noise” that can distract investors, the evidence is conclusive—it is very, very difficult to choose individual securities or investment vehicles that beat a diversified portfolio’s return. Especially in times of volatility there can be an emotional desire to “do something” even when it is not supported by evidence and is certainly not in one’s best interest.
CEFEX Renews CCM Certification for Fiduciary Excellence
January 10, 2019
Carlson Capital Management has received notification of renewal as a Centre for Fiduciary Excellence (CEFEX) certified Investment Advisor.
The Impact of Fund Costs
October 17, 2018
When investing in mutual funds, the costs of ownership matter. Importantly, these costs need to be measured relative to the value received—which is most commonly evaluated through the lens of the underlying performance of the fund.
Retirement Planning: Reflecting on the Journey
July 23, 2018
By reflecting on your retirement journey and what gives you joy, your spending is aligned with what matters most to you.
Utilizing Your Health Savings Account as a Retirement Planning Strategy
July 18, 2018
A Health Savings Account is unique in that it is the only type of investment account that provides for both tax-deductible contributions and tax-free distributions (for qualified medical expenses).
In Like a Lamb, Out Like a Lion
April 23, 2018
For investors deciding stock market exposure is appropriate, a disciplined approach with a long-term view is a more prudent course of action than reacting to new market highs.
Charitable Giving Strategies in Light of the Tax Cuts and Jobs Act of 2017
April 17, 2018
The Tax Cuts and Jobs Act of 2017 has become a catalyst for taxpayers to revisit their charitable giving strategies. Learn why.
Markets Have Rewarded Discipline
March 8, 2018
A disciplined investor looks beyond the concerns of today to the long-term growth potential of markets.
Play-Doh, Palm-Reading, and Predictions: How Clear Is the Future in the Markets?
January 16, 2018
Even though we all know that it’s impossible to see the future, it’s hard not to want to believe an exception may exist and get drawn into the dream.
CCM Celebrates Ten Years of CEFEX Certification
November 20, 2017
Carlson Capital Management has received notification of renewal as a Centre for Fiduciary Excellence (CEFEX) certified Investment Advisor, an honor the firm has held for 10 years.
Sticking With Your Investment Approach in the Tough Times
November 2, 2017
Market volatility is a part of investing. To enjoy the benefit of higher potential returns, investors must be willing to accept increased uncertainty.
Financial Lessons and Key Discussions With Children and Grandchildren
October 27, 2017
When it comes to finances, there are many teachable moments throughout a child’s life that form the way they think about money in the future.
Beyond the Fiduciary Standard in Portfolio Management
July 18, 2017
CCM is firmly grounded in the fiduciary standard of care, a core tenet of which is matching the right solution with what is best for each individual client.
CEFEX (VIDEO)
April 28, 2017
What does it mean to be CEFEX-certified? An overview of what it means and why it’s important when you’re seeking a financial advisor.
Investment Insight: True Diversification and Why it's Important
April 21, 2017
Over the past two decades, there has been a steep decline in the number of U.S.-listed, publicly traded companies. What this means for investors.
The Importance of Low Costs, Understanding Data, and the Value of Trusted Advice
March 9, 2017
Our take on The Wall Street Journal's article "DFA Funds Are Booming, but That Adviser Fee Matters," and the value CCM advisors bring to clients.
Measuring All of the Factors That Make Up a Year
January 13, 2017
It’s with reflecting on the events over the past year and the experiences investors had, both positive and negative, that we are able to celebrate the results.
Credit Shelter Trusts: A Trust for the Benefit of a Surviving Spouse
May 15, 2014
A credit shelter trust is an irrevocable trust established for benefit of a surviving spouse. Some questions and answers.