Retirement Planning

Articles and resources related to Retirement Planning.

Retirement Planning: Reflecting on the Journey

Callie Geist, CFP^®, J.D., MBA
Integrated Wealth Advisor
Published July 23, 2018

Co-Authored by Katy Vermeer Retirement planning involves a multi-faceted analysis that requires a combination of data gathering, quantitative and qualitative analysis, and discernment. It is an on-going process that offers peace of mind to our clients as their life goals evolve. As people approach their retirement years the number one question advisors are often asked is, “Do I have enough?” While the internet offers a host of formulas, calculators, and rules of thumb to answer this ... [Continue Reading]

2018 IRA Actions Related to your 2017 Tax Return

Posted on February 8, 2018

IRA’s (Individual Retirement Accounts) are one of the most common ways to save for retirement. Conceptually, they are familiar to many, but the details related to and surrounding these types of accounts can be confusing. Many investors are also familiar with Roth accounts, which are a type of an IRA. This time of year, January thru April 15, is a critical time to understand IRA parameters since during that time you can address both tax years--2017 and 2018. In this article by Jim Glass of The ... [Continue Reading]

Retirement Spending: Don’t Leave the Best for Last

Posted on June 7, 2017

At CCM, our mission statement is: “To be a trusted partner that allows our clients to feel secure in the knowledge that their investment, estate, tax, retirement, risk management and philanthropic plans are complete, optimized and integrated, in order that they may understand and use their wealth as a tool to accomplish what is important to them.” Today’s recommended reading, "The Mental Mistakes We Make With Retirement Spending," connects directly with that final piece..."in order that they ... [Continue Reading]

Who Are You Investing For?

Posted on April 26, 2017

Conventional wisdom tells us that as we age, our investment portfolio should become more conservative. Once we reach retirement we want to start reducing the volatility in our portfolio, so we add more stable bonds into the portfolio and we start to remove a portion of stocks. As we age further, we may want an even more stable portfolio of investments, so we add even more bonds into the mix. However, 'conventional wisdom' doesn’t apply to every situation and every family. When we meet with ... [Continue Reading]

Making Sound Money Decisions Decade by Decade

Posted on April 6, 2017

On the journey to a successful retirement we know that small habits can add up over time. Every dollar saved and invested has a chance to grow, and the earlier we save the more growth potential that dollar has. Since we know this is true, savvy savers look for ways to invest a few more dollars and get that process started sooner, rather than later. This can lead to activities such as clipping coupons, keeping the thermostat set to a more reasonable temperature, or bringing a sack lunch to work ... [Continue Reading]

Retirement Planning