Articles and Publications
A library of topical publications and articles written by CCM team members specifically for our clients.
2024: What We Know
March 6, 2024
2023 market returns were very different from 2022. A look at mega-cap stocks illustrates the importance of taking the long view.
Our Annual Estate Planning Checklist: Keep Your Plan Up to Date
February 1, 2024
This annual estate planning checklist will help you ensure your plan is current, since things may have changed since you drafted your will.
The Impact of a Tax Bracket Management Strategy
February 1, 2024
Tax bracket management can help optimize income and deductions over a period of years to minimize a client's lifetime tax experience.
The Rise of ETFs
October 24, 2023
The use of exchanged-traded funds in portfolios is on the rise. Take a look at the trend and learn more about the strengths of ETFs.
The Season for Gifting
October 18, 2023
An overview of the tax implications of some of the most common gifting strategies.
Just Do Something
October 18, 2023
In her book, Before All Is Said and Done, Pat Miles urges us to "just do something!" Here are suggestions for getting started and how CCM can support you in ensuring your goals, legacy, and final desires are accomplished.
CCM Receives CEFEX Certification for the Sixteenth Year
October 18, 2023
CEFEX, the Centre for Fiduciary Excellence, has renewed the certification of Carlson Capital Management.
Putting Breaking News in Perspective
July 18, 2023
When breaking news hits, focusing on what matters in the next five hours, five days, and five years can help you take the best steps forward.
Home Energy Credits Under the Inflation Reduction Act of 2022
July 18, 2023
Learn about tax credits available through 2032 for taking on home energy improvement projects.
Tax Highlights From the 2023 Minnesota Legislative Session
July 18, 2023
A summary of impactful tax changes enacted during the 2023 Minnesota legislative session.
So, You Want to Retire?
July 17, 2023
As a financial advisor with more than 30 years of experience, Katy Vermeer, CFP®, shares what's on her mind as she anticipates her own retirement.
What the Fiduciary Rule and Telling the Truth Have In Common—And Why Both Are So Freeing
June 16, 2023
CCM's take on the new fiduciary rules being discussed and why acting in a client's best interest has always been one of our core values.
You Likely Can Spend and Give More
April 19, 2023
Consider the joy you'll experience in making a special purchase or charitable gift.
529 Plans Enhanced by SECURE ACT 2.0
April 19, 2023
New rules for 529 plans allow for some funds to be rolled over into a Roth IRA.
What to Focus on During Periods of Volatility
March 16, 2023
It's important to remember what matters and what you can control. Your CCM advisor is here to help.
Secure Act 2.0 Signed Into Law
January 20, 2023
Highlights from the Signed SECURE Act 2.0 and the impacts on financial planning strategies.
Financial Conversations With the Next Generation
January 20, 2023
One of the first questions I ask people who are seeking financial advice is, “What are your first money memories?”
Records and Resets
January 20, 2023
The market is constantly changing and we've highlights the changes. Read more to understand how "This too shall pass".
Money and Independence
December 8, 2022
Knowledge can give people financial independence and comfort. The CCM Women's Initiative supports this.
You Must Be Present to Win
December 8, 2022
A mantra that reinforces the value of committing to a disciplined investment strategy.
The Newlywed Financial Planning Checklist
October 17, 2022
There are many aspects around one's financial life that can change after marriage. Review our checklist.
What Do Women Want in a Financial Advisor?
October 17, 2022
Data shows that women feel less confident about investing than men. Our financial advisors are here to support ALL clients in their financial journey.
How You Could Benefit From the Inflation Reduction Act of 2022
October 17, 2022
As everyday prices continue to increase, you could benefit from different tax credits.
Are We There Yet? Navigating Volatility.
October 17, 2022
How investors can measure success in the midst of volatility.
Why Now? Context for Recent Volatility.
September 28, 2022
Whenever there is volatility, it's helpful to ground the emotions we may feel in context.
Net Unrealized Appreciation (NUA): A Tax Strategy for Retiring With Employer Stock
September 28, 2022
NUA tax strategies should be considered if you hold your employer’s stock in your retirement plan.
Why Do We Invest?
August 22, 2022
Financial plans should be customized to meet each investor's unique financial goals.
Responding to the Financial Complexities of Divorce
July 25, 2022
Why a financial advisor is a key advocate in situations of divorce.