Discipline

Articles and resources related to Discipline.

What to Focus on During Periods of Volatility

Adam Hoffmann, CFP^®, AIF^®
Chief Investment Officer

Over the past week, the banking sector has experienced one of the most sudden and tumultuous downturns since the global financial crisis of 2008–2009. Recently, the most substantial events were related to the failure of Silvergate Bank on March 8, Silicon Valley Bank on March 10, and Signature Bank on March 12. The Scale of Impact Although they may not be household names for most retail banking customers, Silicon Valley Bank and Signature Bank are the second and third largest bank ... [Continue Reading]

You Must Be Present to Win

Adam Hoffmann, CFP^®, AIF^®
Chief Investment Officer

I recently attended a charity fundraising dinner that included a very shrewd strategy to help maximize the funds raised for the organization. The evening was not unlike many others of its kind. Whether it was through silent and live auctions, raffles and door prizes, or directly pledging gifts, there were ample opportunities throughout the night for attendees to participate and extend financial support to the organization. What caught my attention was the fact that nearly everyone who came ... [Continue Reading]

Are We There Yet? Navigating Volatility.

Adam Hoffmann, CFP^®, AIF^®
Chief Investment Officer

The oft-repeated phrase for almost every family road trip in recorded history—“Are we there yet?”—is also appropriately asked by investors experiencing stock and bond markets in 2022. Although we’re not traveling together in the back of a wood-paneled station wagon to grandma’s house halfway across the country, we are all experiencing an uncomfortable journey of volatility. Questions that I hear and questions I’m asking myself along this investing volatility voyage include: Have stocks ... [Continue Reading]

Why Now? Context for Recent Volatility.

James Michael Yaworski, CFA
Senior Investment Strategist

The market volatility that caused investors to experience strong losses in early 2022 has returned, driving the S&P 500 to new lows for the year on Monday, September 27. Whenever there is volatility, it's helpful to ground the emotions we may feel in context. Here's a brief look at how we got to this point. Causes of Increased Inflation and Volatility Markets entered 2022 with concerns about whether inflation was going to prove to be persistent or transitory, and two events early ... [Continue Reading]

Managing Through Current Events and Related Volatility

Adam Hoffmann, CFP^®, AIF^®
Chief Investment Officer

Ben Franklin famously penned, “in this world nothing can be said to be certain, except death and taxes.” I would venture to guess that if he were around today, he would allow me to include stock market volatility as a third item on that list. But fortunately, unlike the other two examples, market volatility is typically short-lived and doesn’t have to be a permanent impediment to future success. In fact, sudden changes in prices to reflect newly available information is normal and ... [Continue Reading]